Here's exactly what happens between "I need a QDRO" and money actually moving — and what we do at every step.
A friendly, guided questionnaire — who you are, the employer and plan, how the decree divides it, and your case details. Your progress saves as you go, so you can stop and come back.
We look up your plan's own QDRO procedures and model language — that's what our employer database is for — and draft the order to those exact requirements, not a generic template. You get the draft by email, along with plain-English filing instructions and every cover letter you'll need.
Most plans pre-approve the draft first, then the court signs it, then the plan formally "qualifies" it and divides the account. Our instructions walk you through each hand-off. If the plan or the court wants changes at any point, we revise the order free until it's accepted.
If your divorce divides a 401(k), pension, or similar plan, almost certainly yes — the plan generally won't pay the other spouse without one, even with a divorce decree.
Our part is fast — a draft in 1–3 business days. Plan pre-approval and court signature each often take 30–60 days, so a few months end-to-end is typical.
We revise it free until it's accepted by both the plan administrator and the court. That's the promise.
Yes, and it's often smart to. Getting the QDRO moving alongside the decree avoids the common gap where the divorce is final but the account sits undivided for months.
No. We are a document-preparation service and do not provide legal advice or create an attorney-client relationship. For legal advice, consult an attorney.
Step 1 takes about 10–15 minutes, and your progress saves as you go.
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